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Pay later with Very Pay

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96products per page

Michelle Keegan Sheer Hem Polka Dot Maxi Dress - Lemon

Michelle Keegan

Sheer Hem Polka Dot Maxi Dress - Lemon

Current sale price is £39.20

(Save £30.80)

Regular price was £70

5 out of 5 stars

5 reviews

The Very Collection Self Belt Polka Jacket - Black & White

The Very Collection

Self Belt Polka Jacket - Black & White

£40

5 out of 5 stars

1 review

The Very Collection Boucle Waistcoat - Red

The Very Collection

Boucle Waistcoat - Red

£35

5 out of 5 stars

2 reviews

The Very Collection Linen Blend Scoop Waistcoat - Natural

The Very Collection

Linen Blend Scoop Waistcoat - Natural

Current sale price is £26.25

(Save £8.75)

Regular price was £35

5 out of 5 stars

1 review

The Very Collection Bow One Shoulder Ruched Midaxi Dress - Yellow

The Very Collection

Bow One Shoulder Ruched Midaxi Dress - Yellow

£60

5 out of 5 stars

1 review

The Very Collection Boys 4-Piece Waistcoat, Shirt Shorts And Bow Set - Grey

The Very Collection

Boys 4-Piece Waistcoat, Shirt Shorts And Bow Set - Grey

From £36

5 out of 5 stars

1 review

Michelle Keegan Asymmetric Linen Blend Halter Co-Ord Waistcoat - Red

Michelle Keegan

Asymmetric Linen Blend Halter Co-Ord Waistcoat - Red

£40

5 out of 5 stars

2 reviews

Michelle Keegan Knitted Stripe Maxi Dress - Olive

Michelle Keegan

Knitted Stripe Maxi Dress - Olive

£50

5 out of 5 stars

4 reviews

AX Paris Sparkle Off The Shoulder Draped Top Midi Dress - Gold

Sparkle Off The Shoulder Draped Top Midi Dress - Gold

Current sale price is £25

(Save £40)

Regular price was £65

5 out of 5 stars

2 reviews

River Island Sls 3D Bandeau Jumpsuit - Pink

Sls 3D Bandeau Jumpsuit - Pink

Current sale price is £37.50

(Save £16.50)

Regular price was £54

5 out of 5 stars

1 review

New Look Button Through Tea Midi Dress - Light Yellow

Button Through Tea Midi Dress - Light Yellow

Current sale price is £20.50

(Save £14.49)

Regular price was £34.99

5 out of 5 stars

2 reviews

OFFICE Harlequin Peep Toe Heeled Sandal - Black

Harlequin Peep Toe Heeled Sandal - Black

Current sale price is £20

(Save £23)

Regular price was £43

5 out of 5 stars

1 review

The Very Collection Double Breasted Linen Blazer - Lemon

The Very Collection

Double Breasted Linen Blazer - Lemon

Current sale price is £27.50

(Save £27.50)

Regular price was £55

5 out of 5 stars

2 reviews

AX Paris Sparkle Off The Shoulder Draped Top Midi Dress - Blue

Sparkle Off The Shoulder Draped Top Midi Dress - Blue

Current sale price is £32.50

(Save £32.50)

Regular price was £65

5 out of 5 stars

2 reviews

New Look Light Green Broderie Anglaise Puff Sleeve Midi Dress

Light Green Broderie Anglaise Puff Sleeve Midi Dress

Current sale price is £41.50

(Save £28.49)

Regular price was £69.99

5 out of 5 stars

2 reviews

River Island Premium Plisse Floral Midi Dress - Pink

Premium Plisse Floral Midi Dress - Pink

Current sale price is £76

(Save £19)

Regular price was £95

5 out of 5 stars

2 reviews

Michelle Keegan Crochet Lace Maxi Top - White

Michelle Keegan

Crochet Lace Maxi Top - White

£65

5 out of 5 stars

1 review

New Look Satin Midi Skirt - Black

Satin Midi Skirt - Black

Current sale price is £13

(Save £6.99)

Regular price was £19.99

5 out of 5 stars

1 review

New Look Dark Coral Cutwork Tie Back Midi Dress

Dark Coral Cutwork Tie Back Midi Dress

Current sale price is £41.50

(Save £28.49)

Regular price was £69.99

5 out of 5 stars

3 reviews

Michelle Keegan Premium Draped Buckle Detail Maxi Dress - Green

Michelle Keegan

Premium Draped Buckle Detail Maxi Dress - Green

Current sale price is £15

(Save £45)

Regular price was £60

5 out of 5 stars

4 reviews

River Island Crossstrap Barely There Sandal - Cream

Crossstrap Barely There Sandal - Cream

Current sale price is £26.75

(Save £9.25)

Regular price was £36

5 out of 5 stars

1 review

AX Paris Sparkle Halter Neck Ruched Midi Dress - Purple

Sparkle Halter Neck Ruched Midi Dress - Purple

Current sale price is £25

(Save £35)

Regular price was £60

5 out of 5 stars

1 review

New Look Faux Leather Metal Toe Loop Block Heel Sandals - Off White

Faux Leather Metal Toe Loop Block Heel Sandals - Off White

Current sale price is £21.50

(Save £12.49)

Regular price was £33.99

5 out of 5 stars

1 review

New Look Black Faux Leather Metal Toe Loop Block Heel Sandals

Black Faux Leather Metal Toe Loop Block Heel Sandals

Current sale price is £23.25

(Save £10.74)

Regular price was £33.99

5 out of 5 stars

1 review

River Island Heatseal Strappy Heeled Sandal - Silver

Heatseal Strappy Heeled Sandal - Silver

Current sale price is £39

(Save £7)

Regular price was £46

5 out of 5 stars

1 review

Michelle Keegan Faux Suede Shirt Co Ord - Olive

Michelle Keegan

Faux Suede Shirt Co Ord - Olive

Current sale price is £15

(Save £20)

Regular price was £35

5 out of 5 stars

2 reviews

New Look Faux Leather Block Heel Sandals - Light Yellow

Faux Leather Block Heel Sandals - Light Yellow

Current sale price is £14.75

(Save £8.24)

Regular price was £22.99

5 out of 5 stars

1 review

New Look Satin Polka Dot Puff Sleeve Midi Dress - Brown

Satin Polka Dot Puff Sleeve Midi Dress - Brown

Current sale price is £22.50

(Save £15)

Regular price was £37.50

5 out of 5 stars

2 reviews

AX Paris Diamante Sparkle One Shoulder Ruched Midi Dress - Black

Diamante Sparkle One Shoulder Ruched Midi Dress - Black

Current sale price is £35

(Save £35)

Regular price was £70

5 out of 5 stars

1 review

Michelle Keegan Satin Hem Bandeau Dress - Black

Michelle Keegan

Satin Hem Bandeau Dress - Black

Current sale price is £32

(Save £48)

Regular price was £80

5 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

Up to 30% off your first credit order!

What you need to know
Apply for Very Pay and enter WELCOME at the checkout. 30% off Clothing & Footwear and 20% off all other departments.

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all console games, iPad Air M4, Samsung S26 range, PlayStation 5 consoles, Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.