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Pay later with Very Pay

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Up to 50% off Sale!

Up to 50% off Sale!

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1 out of 5 stars

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Pretty Lavish Fiore Tie Ruffle Midaxi Dress - Ditsy Floral

Fiore Tie Ruffle Midaxi Dress - Ditsy Floral

Current sale price is £72.25

(Save £12.75)

Regular price was £85

Michelle Keegan Sheer Hem Polka Dot Maxi Dress - Lemon

Michelle Keegan

Sheer Hem Polka Dot Maxi Dress - Lemon

Current sale price is £49

(Save £21)

Regular price was £70

5 out of 5 stars

5 reviews

Six Stories Bardot Satin Maxi Dress - Lemon Yellow

Bardot Satin Maxi Dress - Lemon Yellow

Current sale price is £91

(Save £39)

Regular price was £130

Mango Fine Knit Sweater With Buttons - Yellow

Fine Knit Sweater With Buttons - Yellow

Current sale price is £28.25

(Save £17.75)

Regular price was £46

5 out of 5 stars

1 review

Ted Baker Girls Frill Sleeve Embossed Scuba Dress - Pink

Girls Frill Sleeve Embossed Scuba Dress - Pink

Current sale price is From £36

(Save up to £10)

Regular price was From £45

Michelle Keegan Lace Detail Column Dress - Brown

Michelle Keegan

Lace Detail Column Dress - Brown

Current sale price is £36

(Save £39)

Regular price was £75

1.5 out of 5 stars

2 reviews

Michelle Keegan Relaxed Straight Leg Trousers - Peach

Michelle Keegan

Relaxed Straight Leg Trousers - Peach

Current sale price is £17.50

(Save £17.50)

Regular price was £35

4.5 out of 5 stars

2 reviews

Pretty Lavish Stephanie Drop Waist Midaxi Dress - Lemon

Stephanie Drop Waist Midaxi Dress - Lemon

Current sale price is £53.50

(Save £24.50)

Regular price was £78

Michelle Keegan Floral Applique Midi Dress - Blue

Michelle Keegan

Floral Applique Midi Dress - Blue

Current sale price is £31.50

(Save £38.50)

Regular price was £70

3 out of 5 stars

1 review

Michelle Keegan Kick Flare Co Ord Trousers - Blue

Michelle Keegan

Kick Flare Co Ord Trousers - Blue

Current sale price is £18

(Save £22)

Regular price was £40

Pretty Lavish Cecile Ruffle Mesh Maxi Dress - Brown/Cream

Cecile Ruffle Mesh Maxi Dress - Brown/Cream

Current sale price is £70.25

(Save £17.75)

Regular price was £88

Pretty Lavish Neomie One Shoulder Tie Chiffon Maxi Dress - Lemon

Neomie One Shoulder Tie Chiffon Maxi Dress - Lemon

Current sale price is £50.50

(Save £41.50)

Regular price was £92

Pretty Lavish Madison Ruffle Maxi Dress - Multi

Madison Ruffle Maxi Dress - Multi

Current sale price is £61.25

(Save £26.75)

Regular price was £88

Michelle Keegan Longline Lace Top Co Ord - Brown

Michelle Keegan

Longline Lace Top Co Ord - Brown

Current sale price is £22.50

(Save £22.50)

Regular price was £45

Six Stories Plunge Knot Detail Satin Bridesmaid Dress - Lemon

Plunge Knot Detail Satin Bridesmaid Dress - Lemon

Current sale price is £100

(Save £25)

Regular price was £125

Jon Richard Meduim Mono Fascinator Headband

Meduim Mono Fascinator Headband

Current sale price is £26

(Save £4)

Regular price was £30

Six Stories High Cowl Neck Drape Crepe Bridesmaid Dress - Pink

High Cowl Neck Drape Crepe Bridesmaid Dress - Pink

Current sale price is £63

(Save £27)

Regular price was £90

Jon Richard Mink Large Bow Hat Fascinator

Mink Large Bow Hat Fascinator

Current sale price is £68

(Save £12)

Regular price was £80

Six Stories Cowl Front Asymmetrical Crepe Bridesmaid Dress - Pink

Cowl Front Asymmetrical Crepe Bridesmaid Dress - Pink

Current sale price is £72

(Save £18)

Regular price was £90

Jon Richard Silver Plated Mixed Pearl Headband

Silver Plated Mixed Pearl Headband

Current sale price is £21

(Save £4)

Regular price was £25

Jon Richard Navy Large Hat Fascinator

Navy Large Hat Fascinator

Current sale price is £60

(Save £10)

Regular price was £70

Jon Richard Silver Plated Crystal Pins

Silver Plated Crystal Pins

Current sale price is £17

(Save £3)

Regular price was £20

Jon Richard Gold Plated Mixed Pearl Slides - Multipack

Gold Plated Mixed Pearl Slides - Multipack

Current sale price is £21

(Save £4)

Regular price was £25

Jon Richard Gold Plated Pearl and Crystal Headband

Gold Plated Pearl and Crystal Headband

Current sale price is £17

(Save £3)

Regular price was £20

Jon Richard Pearl Double Row Headband

Pearl Double Row Headband

Current sale price is £26

(Save £4)

Regular price was £30

Jon Richard Bridal Ivory Satin Bow

Bridal Ivory Satin Bow

Current sale price is £21

(Save £4)

Regular price was £25

Jon Richard Bridal Scrunchie

Bridal Scrunchie

Current sale price is £10

(Save £2)

Regular price was £12

Ted Baker Older Girls Mesh Overlay Angel Sleeve Scuba Dress - Light Yellow

Older Girls Mesh Overlay Angel Sleeve Scuba Dress - Light Yellow

Current sale price is From £27.50

(Save up to £24.75)

Regular price was From £50

Six Stories Plunge Cowl Front Crepe Bridesmaid Dress With Neck Scarf - Blue

Plunge Cowl Front Crepe Bridesmaid Dress With Neck Scarf - Blue

Current sale price is £54

(Save £36)

Regular price was £90

Six Stories High Cowl Neck Drape Crepe Bridesmaid Dress - Blue

High Cowl Neck Drape Crepe Bridesmaid Dress - Blue

Current sale price is £54

(Save £36)

Regular price was £90

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.