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The Very Collection Mule Moccasin Loafer Shoes - Brown

The Very Collection

Mule Moccasin Loafer Shoes - Brown

Current sale price is £17

(Save £21)

Regular price was £38

5 out of 5 stars

2 reviews

Guess Rainey Toe Post Flat Sandal - Black

Rainey Toe Post Flat Sandal - Black

Current sale price is £46.75

(Save £38.25)

Regular price was £85

FitFlop Max Buckle Stripe Webbing Two Bar Slide Sandals - Tan

Max Buckle Stripe Webbing Two Bar Slide Sandals - Tan

Current sale price is £101.50

(Save £43.50)

Regular price was £145

4 out of 5 stars

1 review

River Island Wide 2 Part Ring Buckle Flatform Sandals - Black

Wide 2 Part Ring Buckle Flatform Sandals - Black

Current sale price is £33

(Save £6)

Regular price was £39

1.3 out of 5 stars

3 reviews

Tommy Jeans Relaxed Linen Blend Check Shirt - Grey

Relaxed Linen Blend Check Shirt - Grey

Current sale price is £32

(Save £48)

Regular price was £80

5 out of 5 stars

1 review

New Look 915 Girls Ruched Side Bandeau Top - White

Girls Ruched Side Bandeau Top - White

Current sale price is £5.50

(Save £2.49)

Regular price was £7.99

New Balance Womens 471 Trainer - White/Leopard

Womens 471 Trainer - White/Leopard

Current sale price is £43

(Save £47)

Regular price was £90

3.9 out of 5 stars

16 reviews

The Very Collection Linen Tailored Wide Leg Co-Ord Trousers - Black

The Very Collection

Linen Tailored Wide Leg Co-Ord Trousers - Black

Current sale price is £20

(Save £10)

Regular price was £30

4 out of 5 stars

3 reviews

The Very Collection Textured Stretch Strappy Playsuit

The Very Collection

Textured Stretch Strappy Playsuit

Current sale price is £15

(Save £7)

Regular price was £22

Crocs Miami Toe Loop Sandal-Chalk

Miami Toe Loop Sandal-Chalk

Current sale price is £32

(Save £8)

Regular price was £40

4.2 out of 5 stars

56 reviews

Michelle Keegan Denim Shorts - Mid Wash

Michelle Keegan

Denim Shorts - Mid Wash

Current sale price is £24

(Save £6)

Regular price was £30

3 out of 5 stars

1 review

Ipanema Glitter Bobble Sandals - Brown

Glitter Bobble Sandals - Brown

Current sale price is £19

(Save £5)

Regular price was £24

The Very Collection Cut Out Polka Dot Asymmetric Dress - Print

The Very Collection

Cut Out Polka Dot Asymmetric Dress - Print

Current sale price is £32.50

(Save £32.50)

Regular price was £65

4 out of 5 stars

1 review

New Look Floral Puff Sleeve Midi Dress - Orange

Floral Puff Sleeve Midi Dress - Orange

Current sale price is £21

(Save £14.99)

Regular price was £35.99

The Very Collection Girls Printed Sweatshirt With Cycling Shorts - Lilac/Pink

The Very Collection

Girls Printed Sweatshirt With Cycling Shorts - Lilac/Pink

Current sale price is From £4.75

(Save up to £8.50)

Regular price was From £12

New Look Premium Blue Heavyweight Striped Cotton T-Shirt - Cream

Premium Blue Heavyweight Striped Cotton T-Shirt - Cream

Current sale price is £8.50

(Save £6.49)

Regular price was £14.99

The Very Collection Linen Tailored Wide Leg Co-Ord Trousers - Green

The Very Collection

Linen Tailored Wide Leg Co-Ord Trousers - Green

Current sale price is £15

(Save £15)

Regular price was £30

5 out of 5 stars

2 reviews

The Very Collection Linen Tiered Detail Blouse - Green

The Very Collection

Linen Tiered Detail Blouse - Green

Current sale price is £13.50

(Save £14.50)

Regular price was £28

3 out of 5 stars

1 review

River Island Striped Collared Top - Cream

Striped Collared Top - Cream

Current sale price is £30.75

(Save £8.25)

Regular price was £39

5 out of 5 stars

2 reviews

The Very Collection Cotton Tiered Midaxi Dress - Black

The Very Collection

Cotton Tiered Midaxi Dress - Black

Current sale price is £36

(Save £9)

Regular price was £45

1 out of 5 stars

1 review

Michelle Keegan Belted Wide Leg Trouser - Light Khaki

Michelle Keegan

Belted Wide Leg Trouser - Light Khaki

Current sale price is £32

(Save £8)

Regular price was £40

4.3 out of 5 stars

7 reviews

Skechers Wide Fit Go Walk Flex Illuminate Sandal - Navy

Wide Fit Go Walk Flex Illuminate Sandal - Navy

Current sale price is £52

(Save £13)

Regular price was £65

The Very Collection Frill Sleeve Detail Blouse - White

The Very Collection

Frill Sleeve Detail Blouse - White

Current sale price is £7

(Save £11)

Regular price was £18

New Look Faux Button Milkmaid Midi Dress - Brown

Faux Button Milkmaid Midi Dress - Brown

Current sale price is £21.50

(Save £13.49)

Regular price was £34.99

The Very Collection Broderie Sleeveless Tuck Midaxi Dress - White

The Very Collection

Broderie Sleeveless Tuck Midaxi Dress - White

Current sale price is £25

(Save £20)

Regular price was £45

New Look Striped With Linen Longline Co-Ord Cami Top - Brown

Striped With Linen Longline Co-Ord Cami Top - Brown

Current sale price is £20.75

(Save £5.24)

Regular price was £25.99

The Very Collection Curve Stitch Detail Rib Vest - Black

The Very Collection

Curve Stitch Detail Rib Vest - Black

Current sale price is £6.75

(Save £5.25)

Regular price was £12

3.3 out of 5 stars

3 reviews

The Very Collection Polka Dot Tie Neck Double Frill Mini Dress - Print

The Very Collection

Polka Dot Tie Neck Double Frill Mini Dress - Print

Current sale price is £24

(Save £26)

Regular price was £50

3.5 out of 5 stars

2 reviews

Ipanema Maxi Fashion Heart Hardware Flip Flop - Green

Maxi Fashion Heart Hardware Flip Flop - Green

Current sale price is £19

(Save £5)

Regular price was £24

River Island Spot Print Co-ord Trouser - Cream

Spot Print Co-ord Trouser - Cream

Current sale price is £27

(Save £5)

Regular price was £32

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.