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Liverpool FC Dog Fairisle Christmas Jumper - Red

Dog Fairisle Christmas Jumper - Red

Current sale price is From £8

(Save up to £9)

Regular price was From £16

Mango Perkins-Neck Sweater with Button Detail - Navy

Perkins-Neck Sweater with Button Detail - Navy

Current sale price is £20

(Save £16)

Regular price was £36

The Very Collection Santa Baby Knit Christmas Jumper - Red

The Very Collection

Santa Baby Knit Christmas Jumper - Red

Current sale price is From £6.50

(Save up to £8.50)

Regular price was From £14

Liverpool FC Baby Fairisle Christmas Jumper - Multi

Baby Fairisle Christmas Jumper - Multi

Current sale price is From £9

(Save up to £10)

Regular price was From £18

5 out of 5 stars

1 review

Mango Side Knot Blouse - White

Side Knot Blouse - White

Current sale price is £25

(Save £11)

Regular price was £36

OFFICE Monaco - Chisel Toe Slingback Court Heel - Black

Monaco - Chisel Toe Slingback Court Heel - Black

Current sale price is £24.50

(Save £18.50)

Regular price was £43

Seasalt Cornwall Percella Cove Jumper - Scillia Aran Multi

Seasalt Cornwall

Percella Cove Jumper - Scillia Aran Multi

Current sale price is £43

(Save £53)

Regular price was £96

5 out of 5 stars

1 review

The Very Collection Tie Sleeve Printed Shirt - Orange

The Very Collection

Tie Sleeve Printed Shirt - Orange

Current sale price is £13.50

(Save £16.50)

Regular price was £30

3 out of 5 stars

3 reviews

New Look Xmas Mistletoe Fluffy Jumper - Black

Xmas Mistletoe Fluffy Jumper - Black

Current sale price is £17.75

(Save £12.24)

Regular price was £29.99

3 out of 5 stars

2 reviews

Disney Lilo & Stitch Lilo And Stitch Christmas Sweatshirt - Bright Red

Disney Lilo & Stitch

Lilo And Stitch Christmas Sweatshirt - Bright Red

Current sale price is From £8.50

(Save up to £9.50)

Regular price was From £17

4 out of 5 stars

1 review

New Look 915 Girls Star Pattern Fairisle Jumper - Pink

Girls Star Pattern Fairisle Jumper - Pink

Current sale price is £12.75

(Save £10.24)

Regular price was £22.99

The Very Collection Satin Draped Cowl Neck Asymmetric Blouse - Brown

The Very Collection

Satin Draped Cowl Neck Asymmetric Blouse - Brown

Current sale price is £14

(Save £14)

Regular price was £28

Friends Like These Tinsel Bow Jumper - Ivory

Friends Like These

Tinsel Bow Jumper - Ivory

Current sale price is £18.50

(Save £19.50)

Regular price was £38

The Very Collection Ruffle Lace Blouse - Black

The Very Collection

Ruffle Lace Blouse - Black

Current sale price is £15

(Save £23)

Regular price was £38

2.5 out of 5 stars

2 reviews

The Very Collection Pussy Bow Balloon Sleeve Blouse - Cream

The Very Collection

Pussy Bow Balloon Sleeve Blouse - Cream

Current sale price is £18.50

(Save £19.50)

Regular price was £38

4 out of 5 stars

1 review

The Very Collection Puff Sleeve Button Through Blouse - Burgundy

The Very Collection

Puff Sleeve Button Through Blouse - Burgundy

Current sale price is £25

(Save £13)

Regular price was £38

4.3 out of 5 stars

4 reviews

The Very Collection Ruffle Collar Cotton Blouse - Navy

The Very Collection

Ruffle Collar Cotton Blouse - Navy

Current sale price is £20

(Save £18)

Regular price was £38

3.8 out of 5 stars

5 reviews

Mango Younger Girls Christmas Sweat - Cream

Younger Girls Christmas Sweat - Cream

Current sale price is £10

(Save £10)

Regular price was £20

New Look 915 Girls Reindeer Print Shirt And Shorts Pyjama Set - Cream

Girls Reindeer Print Shirt And Shorts Pyjama Set - Cream

Current sale price is £8.75

(Save £10.24)

Regular price was £18.99

River Island Baby Boys Snowflake Bear Jumper Set - Cream

River Island Baby

Boys Snowflake Bear Jumper Set - Cream

Current sale price is £21.75

(Save £7.25)

Regular price was £29

River Island Older Girls Nephthys Doodle Cardigan - Red

Older Girls Nephthys Doodle Cardigan - Red

Current sale price is £13.50

(Save £20.50)

Regular price was £34

5 out of 5 stars

1 review

Barbour Case Fairisle Sock Gift Set - Green Multi

Case Fairisle Sock Gift Set - Green Multi

Current sale price is £20

(Save £10)

Regular price was £30

Name It Girls Bow Back Sequin Long Sleeve Top - Dark Red

Girls Bow Back Sequin Long Sleeve Top - Dark Red

Current sale price is £9.50

(Save £22.50)

Regular price was £32

Barbour Marlow Fairisle Sock Gift Box - Multi

Marlow Fairisle Sock Gift Box - Multi

Current sale price is £20

(Save £10)

Regular price was £30

4 out of 5 stars

1 review

The Very Collection Boys Festive Snowman Cuff Sleeve T-Shirt - Cream

The Very Collection

Boys Festive Snowman Cuff Sleeve T-Shirt - Cream

Current sale price is From £2.25

(Save up to £4.25)

Regular price was From £6

5 out of 5 stars

2 reviews

The Very Collection Lace Tie Neck Blouse

The Very Collection

Lace Tie Neck Blouse

Current sale price is £20

(Save £18)

Regular price was £38

1 out of 5 stars

1 review

The Very Collection Lace Tiered Maxi Skirt - Black

The Very Collection

Lace Tiered Maxi Skirt - Black

Current sale price is £10.25

(Save £24.75)

Regular price was £35

2 out of 5 stars

3 reviews

Hot Wheels Festive Knitted Jumper - Blue

Festive Knitted Jumper - Blue

Current sale price is From £6

(Save up to £15.50)

Regular price was From £20

5 out of 5 stars

3 reviews

The Very Collection Cord Pinstripe Jacket Co-Ord - Black

The Very Collection

Cord Pinstripe Jacket Co-Ord - Black

Current sale price is £24.75

(Save £30.25)

Regular price was £55

2 out of 5 stars

1 review

The Very Collection Cord Pinstripe Mini Skirt Co-Ord - Black

The Very Collection

Cord Pinstripe Mini Skirt Co-Ord - Black

Current sale price is £10

(Save £20)

Regular price was £30

5 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.