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Ted Baker Older Boys Occasion Suit Jacket - Blue

Older Boys Occasion Suit Jacket - Blue

Current sale price is From £31.25

(Save up to £28)

Regular price was From £57

New Look Chiffon Floral Halter Neck Mini Dress - Brown

Chiffon Floral Halter Neck Mini Dress - Brown

Current sale price is £17.99

(Save £12)

Regular price was £29.99

Michelle Keegan Belted Wide Leg Trouser - Light Khaki

Michelle Keegan

Belted Wide Leg Trouser - Light Khaki

Current sale price is £32

(Save £8)

Regular price was £40

4.3 out of 5 stars

7 reviews

New Look Lace Trim Milkmaid Midi Dress - Dark Coral

Lace Trim Milkmaid Midi Dress - Dark Coral

Current sale price is £36.50

(Save £9.49)

Regular price was £45.99

The Very Collection Broderie Lace Detail Co-Ord Shorts - White

The Very Collection

Broderie Lace Detail Co-Ord Shorts - White

Current sale price is £17.50

(Save £7.50)

Regular price was £25

Michelle Keegan Tie Detail Midaxi Dress - Brown

Michelle Keegan

Tie Detail Midaxi Dress - Brown

Current sale price is £32

(Save £8)

Regular price was £40

4.5 out of 5 stars

2 reviews

River Island Cross Strap Wedge Open Toe Sandals - Gold

Cross Strap Wedge Open Toe Sandals - Gold

Current sale price is £38

(Save £21)

Regular price was £59

River Island Floral Scallop Linen Blend Co-ord Shorts - Green

Floral Scallop Linen Blend Co-ord Shorts - Green

Current sale price is £22

(Save £12)

Regular price was £34

5 out of 5 stars

1 review

Pretty Lavish Brielle Pleated Maxi Dress - Multi

Brielle Pleated Maxi Dress - Multi

Current sale price is £68.75

(Save £23.25)

Regular price was £92

1 out of 5 stars

1 review

Michelle Keegan Linen Blend Wide Leg Trouser - White

Michelle Keegan

Linen Blend Wide Leg Trouser - White

Current sale price is £28

(Save £7)

Regular price was £35

4 out of 5 stars

2 reviews

Style Cheat Embroidered Linen Sleeveless Daphne Dress - White

Embroidered Linen Sleeveless Daphne Dress - White

Current sale price is £48.50

(Save £26.50)

Regular price was £75

3 out of 5 stars

3 reviews

New Look Satin Lace Hem Midi Skirt - Cream

Satin Lace Hem Midi Skirt - Cream

Current sale price is £22

(Save £7.99)

Regular price was £29.99

5 out of 5 stars

2 reviews

New Look Starfish Charm Racerback Midi Dress - Dark Brown

Starfish Charm Racerback Midi Dress - Dark Brown

Current sale price is £23.50

(Save £6.49)

Regular price was £29.99

New Look Chiffon Floral Ruffled Maxi Dress - Yellow

Chiffon Floral Ruffled Maxi Dress - Yellow

Current sale price is £33

(Save £12.99)

Regular price was £45.99

River Island Beaded Pearl Clutch Bag - White

Beaded Pearl Clutch Bag - White

Current sale price is £23.25

(Save £12.75)

Regular price was £36

New Look Satin Flutter Sleeve Midi Dress - Light Blue

Satin Flutter Sleeve Midi Dress - Light Blue

Current sale price is £23

(Save £16.99)

Regular price was £39.99

FREE PEOPLE Verona Slide Sandals - Black

Verona Slide Sandals - Black

Current sale price is £70

(Save £18)

Regular price was £88

New Look Polka Dot Cowl Neck Scarf Trim Midi Dress - Pink

Polka Dot Cowl Neck Scarf Trim Midi Dress - Pink

Current sale price is £25

(Save £10.99)

Regular price was £35.99

Michelle Keegan Asymmetric Linen Blend Halter Co-Ord Waistcoat - Red

Michelle Keegan

Asymmetric Linen Blend Halter Co-Ord Waistcoat - Red

Current sale price is £32

(Save £8)

Regular price was £40

5 out of 5 stars

2 reviews

New Look Polka Dot Cowl Neck Scarf Trim Midi Dress - Brown

Polka Dot Cowl Neck Scarf Trim Midi Dress - Brown

Current sale price is £21.50

(Save £14.49)

Regular price was £35.99

5 out of 5 stars

1 review

AX Paris Lemon Print Square Neck Midi Dress - Cream

Lemon Print Square Neck Midi Dress - Cream

Current sale price is £25

(Save £25)

Regular price was £50

3 out of 5 stars

2 reviews

New Look Satin Flutter Sleeve Midi Dress - Bright Pink

Satin Flutter Sleeve Midi Dress - Bright Pink

Current sale price is £23.50

(Save £16.49)

Regular price was £39.99

New Look Floral Chiffon Ruffled Midi Dress - Orange

Floral Chiffon Ruffled Midi Dress - Orange

Current sale price is £29.99

(Save £10)

Regular price was £39.99

3 out of 5 stars

1 review

River Island Panelled Mesh Slingback Court Heels - Black

Panelled Mesh Slingback Court Heels - Black

Current sale price is £29

(Save £10)

Regular price was £39

Forever New Edna Gathered Basque Tie Dress - Yellow

Edna Gathered Basque Tie Dress - Yellow

Current sale price is £96

(Save £24)

Regular price was £120

New Look Lace Trim Polka Dot Cami Midi Dress - Pink

Lace Trim Polka Dot Cami Midi Dress - Pink

Current sale price is £31.75

(Save £8.24)

Regular price was £39.99

3 out of 5 stars

1 review

Forever New Ana Halter Maxi Dress - Brown

Ana Halter Maxi Dress - Brown

Current sale price is £100

(Save £25)

Regular price was £125

Michelle Keegan Seam Detail Midaxi Dress - Black

Michelle Keegan

Seam Detail Midaxi Dress - Black

Current sale price is £40

(Save £10)

Regular price was £50

2.8 out of 5 stars

4 reviews

The Very Collection Toe Thong Strappy Heeled Sandals- Khaki

The Very Collection

Toe Thong Strappy Heeled Sandals- Khaki

Current sale price is £21

(Save £17)

Regular price was £38

3 out of 5 stars

1 review

New Look Polka Dot Contrast Lace Trim Slit Midi Dress - Brown

Polka Dot Contrast Lace Trim Slit Midi Dress - Brown

Current sale price is £23

(Save £16.99)

Regular price was £39.99

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.