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adidas Sportswear Junior Boys Essentials Climacool Shorts - Black

adidas Sportswear

Junior Boys Essentials Climacool Shorts - Black

Current sale price is £10

(Save £5)

Regular price was £15

5 out of 5 stars

1 review

New Look 915 Girls Adjustable Waist School Skirt - Black

Girls Adjustable Waist School Skirt - Black

Current sale price is £4.75

(Save £5.24)

Regular price was £9.99

5 out of 5 stars

11 reviews

UNDER ARMOUR Junior Girls Training Tech Play Up Shorts - Black

Junior Girls Training Tech Play Up Shorts - Black

Current sale price is £14

(Save £4)

Regular price was £18

4.9 out of 5 stars

36 reviews

Nike Kids Girls Nike Pro Shorts - Black

Kids Girls Nike Pro Shorts - Black

Current sale price is £14

(Save £4)

Regular price was £18

The Very Collection Unisex Black Zip Through Hoodie

The Very Collection

Unisex Black Zip Through Hoodie

Current sale price is From £6

(Save up to £4.50)

Regular price was From £9

4.8 out of 5 stars

8 reviews

adidas Junior Boys Training Team Shorts - Black/White

Junior Boys Training Team Shorts - Black/White

Current sale price is £14

(Save £4)

Regular price was £18

UNDER ARMOUR Junior Boys Heat Gear Armour Shorts - Black/White

Junior Boys Heat Gear Armour Shorts - Black/White

Current sale price is £15.25

(Save £6.75)

Regular price was £22

4.9 out of 5 stars

17 reviews

The Very Collection Boys Single Joggers - Blue

The Very Collection

Boys Single Joggers - Blue

Current sale price is From £1.75

(Save up to £6.50)

Regular price was From £6

5 out of 5 stars

1 review

Levi's Heritage Backpack - Khaki

Heritage Backpack - Khaki

Current sale price is £76

(Save £19)

Regular price was £95

5 out of 5 stars

1 review

New Look Wide Fit Patent Faux Leather Bow Detail Loafers - Black

Wide Fit Patent Faux Leather Bow Detail Loafers - Black

Current sale price is £22

(Save £5.99)

Regular price was £27.99

5 out of 5 stars

1 review

adidas Sportswear Infant Boys Tensaur Sport 3.0 Trainers - White

adidas Sportswear

Infant Boys Tensaur Sport 3.0 Trainers - White

Current sale price is £12

(Save £11)

Regular price was £23

4 out of 5 stars

1 review

Sweaty Betty Nimbus Mini Cloud Bag - Black

Nimbus Mini Cloud Bag - Black

Current sale price is £30

(Save £20)

Regular price was £50

5 out of 5 stars

2 reviews

Cath Kidston Boys London Cars Medium Backpack - Blue

Boys London Cars Medium Backpack - Blue

Current sale price is £20.50

(Save £11.50)

Regular price was £32

adidas Sportswear Infant Girls Tensaur Sport 3.0 Trainers - White

adidas Sportswear

Infant Girls Tensaur Sport 3.0 Trainers - White

Current sale price is £12.50

(Save £10.50)

Regular price was £23

4.9 out of 5 stars

40 reviews

adidas Sportswear Kids Girls Tensaur Sport 3.0 Trainers - White

adidas Sportswear

Kids Girls Tensaur Sport 3.0 Trainers - White

Current sale price is £22

(Save £6)

Regular price was £28

4.9 out of 5 stars

139 reviews

Double A by Wood Wood Shoulder Crossbody Bag - Black

Double A by Wood Wood

Shoulder Crossbody Bag - Black

Current sale price is £80

(Save £20)

Regular price was £100

New Look Patent Faux Leather Scalloped Loafers - Black

Patent Faux Leather Scalloped Loafers - Black

Current sale price is £20

(Save £9.99)

Regular price was £29.99

2 out of 5 stars

1 review

adidas Sportswear Kids Unisex Essentials Climacool Tracksuit - Black

adidas Sportswear

Kids Unisex Essentials Climacool Tracksuit - Black

Current sale price is £22.75

(Save £10.25)

Regular price was £33

4.9 out of 5 stars

13 reviews

Cath Kidston Girls Queen London Medium Backpack - Pink

Girls Queen London Medium Backpack - Pink

Current sale price is £25.50

(Save £6.50)

Regular price was £32

The Very Collection Boys Cuffed Leg Sweat Joggers - Green

The Very Collection

Boys Cuffed Leg Sweat Joggers - Green

Current sale price is From £5

(Save up to £6.25)

Regular price was From £9

The Very Collection Boy Cuffed Leg Sweat Joggers - Grey

The Very Collection

Boy Cuffed Leg Sweat Joggers - Grey

Current sale price is £6

(Save £3)

Regular price was £9

UNDER ARMOUR Junior Boys Training Brawler 3.0 Tapered Pants - Black

Junior Boys Training Brawler 3.0 Tapered Pants - Black

Current sale price is £12

(Save £13)

Regular price was £25

4.8 out of 5 stars

60 reviews

Vans Toddler Old Skool Velcro Trainers - Grey

Toddler Old Skool Velcro Trainers - Grey

Current sale price is £32

(Save £8)

Regular price was £40

New Balance Unisex Canvas Backpack - Black

Unisex Canvas Backpack - Black

Current sale price is £28

(Save £42)

Regular price was £70

adidas Sportswear Junior Girls Essentials Climacool Jacket -black

adidas Sportswear

Junior Girls Essentials Climacool Jacket -black

Current sale price is From £22.75

(Save up to £13)

Regular price was From £33

5 out of 5 stars

1 review

Converse Womens Chuck Taylor All Star Dainty Ballerina Patent Leather Slip-On - Black

Womens Chuck Taylor All Star Dainty Ballerina Patent Leather Slip-On - Black

Current sale price is £36

(Save £24)

Regular price was £60

1 out of 5 stars

2 reviews

New Balance Unisex Backpack - Navy Blue

Unisex Backpack - Navy Blue

Current sale price is £21.50

(Save £18.50)

Regular price was £40

adidas Sportswear Junior Girls Essentials Leggings -black

adidas Sportswear

Junior Girls Essentials Leggings -black

Current sale price is £8.75

(Save £4.25)

Regular price was £13

adidas Terrex Mens Multi Liteflex Joggers - Black

Mens Multi Liteflex Joggers - Black

Current sale price is £37.50

(Save £37.50)

Regular price was £75

4.7 out of 5 stars

31 reviews

Lelli Kelly Willow Stivale Boots - Black

Willow Stivale Boots - Black

Current sale price is £52

(Save £13)

Regular price was £65

4 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.