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River Island Crossstrap Barely There Sandal - Cream

Crossstrap Barely There Sandal - Cream

Current sale price is £21.40

(Save £14.60)

Regular price was £36

5 out of 5 stars

1 review

Mango Flat Leather Sandal - Cream

Limited Time Offer

Flat Leather Sandal - Cream

Current sale price is £28.50

(Save £7.50)

Regular price was £36

LPD Home Larsa Calm Sofa

Larsa Calm Sofa

Current sale price is £319

(Save £80)

Regular price was £399

The Very Collection Knotted Slider - Cream

The Very Collection

Knotted Slider - Cream

Current sale price is £20

(Save £5)

Regular price was £25

Mango Kitten-Heel Sandals With Strap - Ecru

Limited Time Offer

Kitten-Heel Sandals With Strap - Ecru

Current sale price is £28.50

(Save £7.50)

Regular price was £36

5 out of 5 stars

1 review

Mango Pointed Kitten Heel Sandals - Ecru

Limited Time Offer

Pointed Kitten Heel Sandals - Ecru

Current sale price is £28.50

(Save £7.50)

Regular price was £36

River Island Mesh Pointed Toe Sling Back Shoes - Cream

Limited Time Offer

Mesh Pointed Toe Sling Back Shoes - Cream

Current sale price is £23

(Save £6)

Regular price was £29

New Look Premium Blue Heavyweight Striped Cotton T-Shirt - Cream

Premium Blue Heavyweight Striped Cotton T-Shirt - Cream

Current sale price is £8.50

(Save £6.49)

Regular price was £14.99

River Island Animal Printed Linen Co-ord Trouser - Cream

Limited Time Offer

Animal Printed Linen Co-ord Trouser - Cream

Current sale price is £27

(Save £7)

Regular price was £34

5 out of 5 stars

1 review

River Island Animal Print Linen Co-ord Tank - Cream

Limited Time Offer

Animal Print Linen Co-ord Tank - Cream

Current sale price is £19

(Save £5)

Regular price was £24

The Very Collection Ruched Side Cotton T-Shirt - Beige

Limited Time Offer

The Very Collection

Ruched Side Cotton T-Shirt - Beige

Current sale price is £12

(Save £3)

Regular price was £15

4.5 out of 5 stars

2 reviews

JDY Nellie Palazzo Print Woven Trousers - Cream

Nellie Palazzo Print Woven Trousers - Cream

Current sale price is £28

(Save £7)

Regular price was £35

River Island Sun Printed Tie Waist Co-ord Short - Cream

Sun Printed Tie Waist Co-ord Short - Cream

Current sale price is £27

(Save £7)

Regular price was £34

River Island Tie Front Skort - Cream

Tie Front Skort - Cream

Current sale price is £17.60

(Save £11.40)

Regular price was £29

Icon Logo T-Shirt - Cream

Current sale price is £24

(Save £6)

Regular price was £30

New Look Floral Print Corset Bust Flared Midi Dress - Cream

Floral Print Corset Bust Flared Midi Dress - Cream

Current sale price is £39.75

(Save £10.24)

Regular price was £49.99

New Look Satin Lace Hem Midi Skirt - Cream

Satin Lace Hem Midi Skirt - Cream

Current sale price is £17.60

(Save £12.39)

Regular price was £29.99

5 out of 5 stars

2 reviews

New Look Floral Ruffled Square Neck Midi Dress - Cream

Limited Time Offer

Floral Ruffled Square Neck Midi Dress - Cream

Current sale price is £19.50

(Save £5.49)

Regular price was £24.99

Vero Moda Jamila Singlet Ankle Length Dress

Jamila Singlet Ankle Length Dress

Current sale price is £30.80

(Save £24.20)

Regular price was £55

Mango Younger Girls Frill Playsuit - Cream

Younger Girls Frill Playsuit - Cream

Current sale price is £20.75

(Save £5.25)

Regular price was £26

Joules Embroidered Palm Tree Polo Top - Cream

Limited Time Offer

Embroidered Palm Tree Polo Top - Cream

Current sale price is £28.50

(Save £7.50)

Regular price was £36

2 out of 5 stars

1 review

River Island Sun Embroidered Border Dress - Cream

Sun Embroidered Border Dress - Cream

Current sale price is £36.50

(Save £12.50)

Regular price was £49

River Island Del Mar Floral Cutwork Crop Co-ord Trouser - Cream

Limited Time Offer

Del Mar Floral Cutwork Crop Co-ord Trouser - Cream

Current sale price is £33.50

(Save £8.50)

Regular price was £42

4 out of 5 stars

2 reviews

Joules Relaxed Jean - Embroidered - Cream

Limited Time Offer

Relaxed Jean - Embroidered - Cream

Current sale price is £60

(Save £15)

Regular price was £75

New Look Pocket Detail Bubble Hem Jacket - Cream

Pocket Detail Bubble Hem Jacket - Cream

Current sale price is £24.50

(Save £21.49)

Regular price was £45.99

River Island Short Sleeve Petite Fringe Top - Cream

Short Sleeve Petite Fringe Top - Cream

Current sale price is £28.75

(Save £7.25)

Regular price was £36

River Island Striped Multi Col Shorts - Cream

Striped Multi Col Shorts - Cream

Current sale price is £16

(Save £16)

Regular price was £32

River Island Older Girls Glitter Waistband Tank And Short Set - Cream

Limited Time Offer

Older Girls Glitter Waistband Tank And Short Set - Cream

Current sale price is £16

(Save £4)

Regular price was £20

New Look Cotton Palm Print Shorts - Cream

Limited Time Offer

Cotton Palm Print Shorts - Cream

Current sale price is £19.50

(Save £5.49)

Regular price was £24.99

River Island Animal Mini Kaftan - Cream

Limited Time Offer

Animal Mini Kaftan - Cream

Current sale price is £31

(Save £8)

Regular price was £39

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.