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River Island Cross Strap Wedge Open Toe Sandals - Gold

Cross Strap Wedge Open Toe Sandals - Gold

Current sale price is £38

(Save £21)

Regular price was £59

Dune London Wide Fit Lope Metallic Flat Sandals - Gold

Wide Fit Lope Metallic Flat Sandals - Gold

Current sale price is £48

(Save £21)

Regular price was £69

Radley Triple plated heart charm hoop Earring

Triple plated heart charm hoop Earring

Current sale price is £29.99

(Save £9.96)

Regular price was £39.95

CASTANER Metallic Slingback Wedge - Gold

Metallic Slingback Wedge - Gold

Current sale price is £87.25

(Save £71.75)

Regular price was £159

Skechers Cali Breeze 2.0

Cali Breeze 2.0

Current sale price is £25.50

(Save £8.50)

Regular price was £34

The Very Collection Broderie Bardot Maxi Dress - Gold

The Very Collection

Broderie Bardot Maxi Dress - Gold

Current sale price is £25

(Save £25)

Regular price was £50

5 out of 5 stars

1 review

CASTANER Metallic Braided Sandals - Gold

Metallic Braided Sandals - Gold

Current sale price is £142.50

(Save £112.50)

Regular price was £255

River Island Open Back Platform Sandals - Gold

Open Back Platform Sandals - Gold

Current sale price is £31

(Save £8)

Regular price was £39

The Very Collection Wide Fit Shell Embellished Flat Sandal - Gold

The Very Collection

Wide Fit Shell Embellished Flat Sandal - Gold

Current sale price is £16.50

(Save £15.50)

Regular price was £32

4 out of 5 stars

2 reviews

Seol + Gold 18ct Gold Plated Double Pearl Hoop Earrings

18ct Gold Plated Double Pearl Hoop Earrings

Current sale price is £41

(Save £4)

Regular price was £45

South Beach Metallic Shell Embellished Sandal - Gold

Metallic Shell Embellished Sandal - Gold

Current sale price is £28

(Save £7)

Regular price was £35

FitFlop Lulu Flower Cross Slides - Gold

Lulu Flower Cross Slides - Gold

Current sale price is £88

(Save £22)

Regular price was £110

New Look Sunshine Chain Belt - Gold

Sunshine Chain Belt - Gold

Current sale price is £10

(Save £4.99)

Regular price was £14.99

5 out of 5 stars

2 reviews

New Look Hibiscus Update - Gold

Hibiscus Update - Gold

Current sale price is £10

(Save £4.99)

Regular price was £14.99

Dune London Harmoni Flower Corsage Ballerina - Gold

Harmoni Flower Corsage Ballerina - Gold

Current sale price is £55.25

(Save £23.75)

Regular price was £79

New Look Tone Seashell Chain Belt - Gold

Tone Seashell Chain Belt - Gold

Current sale price is £10

(Save £4.99)

Regular price was £14.99

Fossil Women's Sadie Shine Bright Gold Stainless Steel Cuff Bracelet, JF03872710

Women's Sadie Shine Bright Gold Stainless Steel Cuff Bracelet, JF03872710

Current sale price is £52

(Save £13)

Regular price was £65

4.4 out of 5 stars

5 reviews

Aldo Sandjewel Synthetic Flat Sandals - Gold

Sandjewel Synthetic Flat Sandals - Gold

Current sale price is £61.50

(Save £48.50)

Regular price was £110

1 out of 5 stars

1 review

Aldo Marciana Synthetic Heeled Shoes - Gold

Marciana Synthetic Heeled Shoes - Gold

Current sale price is £80

(Save £20)

Regular price was £100

Sosandar Strappy Wedge Espadrille - Gold

Strappy Wedge Espadrille - Gold

Current sale price is £63

(Save £16)

Regular price was £79

Mango Spiral Crystal Earring - Gold

Spiral Crystal Earring - Gold

Current sale price is £11

(Save £5)

Regular price was £16

Max Mara Pilot Metal Sunglasses - Shiny Deep Gold

Pilot Metal Sunglasses - Shiny Deep Gold

Current sale price is £150

(Save £50)

Regular price was £200

New Look Faux Leather Strappy Wedges - Gold

Faux Leather Strappy Wedges - Gold

Current sale price is £32.25

(Save £5.74)

Regular price was £37.99

Radley 18ct Gold Triple Hammered Heart Charm Bracelet

18ct Gold Triple Hammered Heart Charm Bracelet

Current sale price is £29.99

(Save £9.96)

Regular price was £39.95

Clarks Junior Luana Metallic Sandal - Champagne

Junior Luana Metallic Sandal - Champagne

Current sale price is £16.50

(Save £11.50)

Regular price was £28

Radley Gold Plated Twinpack Green Heart and Ball Stud Earrings

Gold Plated Twinpack Green Heart and Ball Stud Earrings

Current sale price is £29.99

(Save £15.01)

Regular price was £45

The Very Collection Wide Fit Strappy Slider - Gold

The Very Collection

Wide Fit Strappy Slider - Gold

Current sale price is £22.25

(Save £5.75)

Regular price was £28

Radley 18ct GP Carnation Enamel Heart Cut Out Earrings

18ct GP Carnation Enamel Heart Cut Out Earrings

Current sale price is £24.99

(Save £4.96)

Regular price was £29.95

Dune London Manifesting Block Heel Sandals - Gold

Manifesting Block Heel Sandals - Gold

Current sale price is £71.25

(Save £27.75)

Regular price was £99

Ray-Ban Aviator Sunglasses - Silver Frame/Orange Lens

Aviator Sunglasses - Silver Frame/Orange Lens

Current sale price is £111.50

(Save £43.50)

Regular price was £155

5 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.