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undefined Susie Backpack - Black

Bank Holiday Deal

Armani Exchange

Susie Backpack - Black

Current sale price is £119

(Save £51)

Regular price was £170

undefined Pocket Handle Backpack Bag - Khaki

Pocket Handle Backpack Bag - Khaki

£38

5 out of 5 stars

1 review

undefined Women's Studio Lite Backpack - Black

Bank Holiday Deal

Women's Studio Lite Backpack - Black

Current sale price is £28.50

(Save £7.50)

Regular price was £36

5 out of 5 stars

1 review

undefined Women's Linear Essentials Backpack - Wonder Alumina/White

Bank Holiday Deal

adidas Sportswear

Women's Linear Essentials Backpack - Wonder Alumina/White

Current sale price is £20

(Save £5)

Regular price was £25

3 out of 5 stars

1 review

undefined Sculpted Camera Bag - Black

Bank Holiday Deal

Calvin Klein Jeans

Sculpted Camera Bag - Black

Current sale price is £52

(Save £13)

Regular price was £65

undefined Womens Speed 3 Backpack - Grey

Womens Speed 3 Backpack - Grey

£28

undefined Amber Backpack - Black

Amber Backpack - Black

£38

undefined Isla Large Backpack

Isla Large Backpack

£89

undefined Brixton Backpack

Bank Holiday Deal

Brixton Backpack

Current sale price is £125

(Save £14)

Regular price was £139

5 out of 5 stars

1 review

undefined Qualify Backpack - Black

Bank Holiday Deal

Barbour International

Qualify Backpack - Black

Current sale price is £56

(Save £14)

Regular price was £70

5 out of 5 stars

1 review

undefined Poppy Backpack - Black

Bank Holiday Deal

Poppy Backpack - Black

Current sale price is £76.50

(Save £13.50)

Regular price was £90

4.5 out of 5 stars

2 reviews

undefined Leopard Printed Backpack - Multi

Bank Holiday Deal

Leopard Printed Backpack - Multi

Current sale price is £34

(Save £6)

Regular price was £40

undefined Quilted Hoxton Backpack - Black

Bank Holiday Deal

Barbour International

Quilted Hoxton Backpack - Black

Current sale price is £76.50

(Save £13.50)

Regular price was £90

5 out of 5 stars

2 reviews

undefined Womens Backpack - Light Orchid

Bank Holiday Deal

adidas Originals

Womens Backpack - Light Orchid

Current sale price is £19

(Save £9)

Regular price was £28

4.8 out of 5 stars

294 reviews

undefined Alba Leather Backpack

Bank Holiday Deal

Alba Leather Backpack

Current sale price is £314

(Save £35)

Regular price was £349

undefined Audrey Black Laptop Backpack - Black

Audrey Black Laptop Backpack - Black

£110

undefined Essential Back Pack - Black

Essential Back Pack - Black

£38

5 out of 5 stars

1 review

undefined Poppy Backpack - Navy

Bank Holiday Deal

Poppy Backpack - Navy

Current sale price is £72

(Save £18)

Regular price was £90

undefined Power Play Large Tech Backpack

Bank Holiday Deal

Power Play Large Tech Backpack

Current sale price is £117

(Save £13)

Regular price was £130

3 out of 5 stars

1 review

undefined Leather Backpack - Black

Leather Backpack - Black

£65

undefined Amber Backpack - Tan

Amber Backpack - Tan

£38

undefined Linear Essentials Festival Bag - Wonder Alumina/White

adidas Sportswear

Linear Essentials Festival Bag - Wonder Alumina/White

£15

5 out of 5 stars

10 reviews

undefined Women's Studio Lite Backpack - Green

Women's Studio Lite Backpack - Green

£36

5 out of 5 stars

3 reviews

undefined Pocket Essentials Medium Ziptop Backpack

Pocket Essentials Medium Ziptop Backpack

£129

undefined Nylon Backpack

Nylon Backpack

£32

undefined Travel Backpack 45cm/French Navy

Travel Backpack 45cm/French Navy

£79.99

3 out of 5 stars

4 reviews

undefined Womens Go 2 Backpack - Black

Womens Go 2 Backpack - Black

£38

5 out of 5 stars

1 review

undefined Geo Canvas Rucksack - Green Haze

Geo Canvas Rucksack - Green Haze

£43

undefined Travel Backpack 45cm/Antique Gold

Travel Backpack 45cm/Antique Gold

£79.99

5 out of 5 stars

1 review

undefined Women's Linear Essentials Backpack - Ice Lavender/Bliss Lilac

Bank Holiday Deal

adidas Sportswear

Women's Linear Essentials Backpack - Ice Lavender/Bliss Lilac

Current sale price is £20

(Save £5)

Regular price was £25

3 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?
BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?
Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How to avoid paying interest?
You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?
To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?
If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?
Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.