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  • Pay later with Very Pay

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    Shop the brands you love

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Shop the Latest Trends With New Arrivals at Very

Discover the latest new arrivals here at Very, where you can stay ahead of trends with a constantly updated selection of must-have styles and essentials. Our collection features exciting new products across fashion, footwear, accessories, home, tech, and more, making it easy to refresh your wardrobe and lifestyle in one place. Explore new-in collections filled with seasonal trends, statement pieces, and everyday staples designed for the whole family. From bold occasionwear to casual staples and designer launches, our new fashion edit showcases fresh looks for every style and event. Whether you are searching for standout outfits or everyday essentials, our new-in clothes section offers versatile, on-trend options that help you update your wardrobe with the newest styles as soon as they land.

Enjoy New In Products Across Home & Technology

Your next favourite item could be waiting amongst our new products, offering clever features that enhance day-to-day living. Alongside the latest fashion trends, you'll also find a selection of new products from our home collection. Whether you're on the lookout for a brand-new microwave or a smart home security system, we've got you covered with our selection of electrical products. Choose from the latest mobile phone and tablet models, as well as smart TVs and tablets here at Very. For personal care, shop hair styling devices like dryers and straighteners. For the gamers in your household, check out the latest consoles, accessories, and gaming PCs.

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The outdoor toys kids will be obsessed with this summer

Keep little ones entertained all summer long with the best outdoor toys for active play, garden adventures and making the most of sunny days.

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Men’s holiday outfit ideas for every summer plan

Whether it’s beach days, city breaks or evenings out, these easy men’s holiday outfit ideas will help you pack smarter and stay stylish in the sun.

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The best sunscreens to add to your summer routine

Protect your skin with our pick of the best sunscreens for every skin type, holiday plan and sunny-day essential.

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

  • You always have the flexibility to pay a monthly amount that suits you.

  • This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

  • This lets you split the cost of anything over 3 months.

  • Plus, you pay nothing for at least 20 days.

  • If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

  • BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.

  • The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

  • If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.

  • The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

  • If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

  • This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.

  • Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

  • You always have the flexibility to pay a monthly amount that suits you.

  • This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

  • This lets you split the cost of anything over 3 months.

  • Plus, you pay nothing for at least 20 days.

  • If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

  • BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.

  • The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

  • If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.

  • The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

  • If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

  • This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.

  • Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

  • This lets you split the cost of anything over 3 months.

  • Plus, you pay nothing for at least 20 days.

  • If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

  • Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

  • This lets you split the cost of anything over 3 months.

  • Plus, you pay nothing for at least 20 days.

  • If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.